Last updated: July 22, 2025

Introduction

We understand that you are aware of and care about your own personal privacy interests, and we take that seriously. This Xfactor.io Privacy Notice ("Privacy Notice") describes the Xfactor.io’s policies and practices regarding its collection and use of your personal data, and sets forth your privacy rights. For purposes of this Privacy Notice, "personal information" also includes "personal data" as defined under applicable data protection laws. This Privacy Notice applies to all visitors of our website, regardless of location, including without limitation, the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA/CPRA), the Canadian Anti-Spam Legislation (CASL), and other applicable U.S. state and international privacy laws.

We recognize that information privacy is an ongoing responsibility, and so we will from time to time update this Privacy Notice as we undertake new personal data practices or adopt new privacy policies.

Use of the Xfactor.io Website

As is true of most other websites, the Xfactor.io website collects certain information automatically and stores it in log files. The information may include internet protocol (IP) addresses, the region or general location where your computer or device is accessing the internet, browser type, operating system and other usage information about the use of the Xfactor.io website, including a history of the pages you view on the site. We use this information to help us design our site to better suit our users’ needs. We may also use your IP address to help diagnose problems with our server and to administer our website, analyze trends, track visitor movements, and gather broad demographic information that assists us in identifying visitor preferences.

For visitors located in the European Economic Area, the United Kingdom, and Canada, we do not use cookies or tracking technologies unless and until you have provided your express consent via a clear optin mechanism.

Xfactor.io has a legitimate interest in understanding how members, customers and potential customers use its website. This assists Xfactor.io with providing more relevant products and services, with communicating value to our sponsors and corporate members, and with providing appropriate staffing to meet member and customer needs.

• Cookies and Web Beacons
  Xfactor.io makes available a comprehensive COOKIE NOTICE LINK that describes the cookies used on the Xfactor.io website and provides information on how users can accept or reject them. If you are located in a jurisdiction that requires opt-in consent for non-essential cookies (including the European Economic Area, the United Kingdom, or Canada), we will present you with a cookie consent banner and obtain your affirmative consent before placing such cookies on your device.
• Do not track
  Xfactor.io keeps a record of third-party websites accessed when a user is on the Xfactor.io site and clicks on a hyperlink. Xfactor.io does not track users to subsequent sites and does not serve targeted advertising to them. Xfactor.io does not, therefore, respond to Do Not Track (DNT) signals.

Basis for collecting information

We process personal information for, or based on, one or more of the following legal bases: (i) based on your consent; (ii) for our legitimate business purposes as mentioned above; (iii) as necessary to perform a contract with you, complete a transaction, or provide you with information or services you have requested or authorized; and/or (iv) to fulfill our legal responsibilities.

Where applicable law requires consent as the basis for processing (such as GDPR or CASL), we will not process your personal information until you have provided such consent.

When and how we share information with others

The personal information Xfactor.io collects from you is stored in one or more databases hosted by third parties located in the United States. These third parties do not use or have access to your personal information for any purpose other than cloud storage and retrieval.

We do not SELL your information to any independent third parties.

We do not otherwise reveal your personal data to non-Xfactor.io persons or businesses for their independent use unless: (1) you request or authorize it; (2) it’s in connection with Xfactor.io-hosted and Xfactor.io co-sponsored conferences; (3) the information is provided to comply with the law (for example, to comply with a search warrant, subpoena, or court order), enforce an agreement we have with you, or to protect our rights, property or safety, or the rights, property or safety of our employees or others; (4) the information is provided to our agents, vendors or service providers who perform functions on our behalf; (5) to address emergencies or acts of God; or (6) to address disputes, claims, and to persons demonstrating legal authority to act on your behalf. We may also gather aggregated data about our users and Site visitors and disclose the results of such aggregated (but not personally identifiable) information to our affiliates, partners, service providers, advertisers, and/or other third parties for marketing or promotional purposes.

The Xfactor.io website may interface with social media sites such as Facebook, LinkedIn, Twitter and others. If you choose to "like" or share information from the Xfactor.io website through these services, you should review the privacy policy of that service. If you are a member of a social media site, the interfaces may allow the social media site to connect your site visit to your personal data.

Data Subject Rights

The European Union’s General Data Protection Regulation and other countries’ privacy laws provide certain rights for data subjects. Similarly, certain States within the United States have similar laws relating to Data Subject Rights.

This Privacy Notice is intended to provide you with information about what personal data Xfactor.io collects about you and how it is used. If you have any questions, please contact us at privacy@xfactor.io. If you wish to confirm that Xfactor.io is processing your personal data, or to have access to the personal data the Xfactor.io may have about you, please contact us at privacy@xfactor.io.

You may also request information about: the purpose of the processing; the categories of personal data concerned; who else outside Xfactor.io might have received the data from the Xfactor.io; what the source of the information was (if you didn’t provide it directly to the Xfactor.io); and how long it will be stored. You have a right to correct (rectify) the record of your personal data maintained by the Xfactor.io if it is inaccurate. You may request that the Xfactor.io erase that data or cease processing it, subject to certain exceptions. You may also request that the Xfactor.io cease using your data for direct marketing purposes. In many countries, you have a right to lodge a complaint with the appropriate data protection authority if you have concerns about how Xfactor.io processes your personal data. When technically feasible, Xfactor.io will—at your request—provide your personal data to you or transmit it directly to another controller.

If you are located in the European Economic Area, the United Kingdom, or Canada, and have not expressly opted in, we will not send you marketing or promotional communications. You can manage your communication preferences at any time or withdraw your consent by contacting us at privacy@xfactor.io or clicking the unsubscribe link in our emails.

For questions or complaints concerning the processing of your personal data, you can email Xfactor.io at privacy@xfactor.io. Alternatively, if you are located in the European Union, you can also have recourse to the European Data Protection Supervisor or with your nation’s data protection authority.

Consent and Marketing Communications.

We collect and process your personal information for marketing purposes only where permitted by law and in accordance with your preferences. In jurisdictions that require it, such as the European Economic Area, the United Kingdom, and Canada, we require affirmative, opt-in consent before sending you any marketing or promotional materials. If you submit any forms on our website, you may be asked to check an opt-in box to indicate your consent, We will not send marketing communications to users in these regions who have not provided their explicit consent.

Data Transfers Outside the EU/EEA.

If you are located in the European Economic Area or the United Kingdom, please note that your personal information may be transferred to and stored in countries outside the EU/EEA, including the United States, which may not have the same level of data protection laws as your home country. In such cases, we ensure that appropriate safeguards are in place, such as standard contractual clauses approved by the European Commission, to protect your personal data.

Categories of Personal Data we may collect:

Personal Identifiers

• Real Name
• Preferred Name
• Postal Address
• Email Address
• IP Address
• Social Security Number
• Passport Number
• Driver’s License Number
• Age
• Date of Birth

Sensitive Data as defined by state and federal law

• Race
• Religious Creed
• National Origin
• Marital Status
• Sex/Gender
• Military Status

Internal or network activity information

• Email, computer, internal, telephone and mobile device usage
• IP address, log-in information and location information
• Interaction with website, application or website

Inferences drawn from other personal information

• Profile reflecting a person’s preferences, characteristics, attitudes, abilities and aptitudes

Additional Rights for California Residents

This section for California residents supplements the information contained in our Privacy Notice and it applies solely to all visitors, users, and others who reside in the State of California. As a business that may be covered by the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), we do not sell Personal Information for monetary consideration, but we do share Personal Information as described in this Privacy Notice in ways that could be deemed a "sale," or "sharing" as defined by the CCPA.

The section "Categories of Personal Data we may collect above explains the details of the Personal Information we may collect. Under the CCPA, Personal Information does not include de-identified or aggregated consumer information, or publicly available information from government records.

Your Rights Under the CCPA

The CCPA provides California residents with specific rights regarding their Personal Information. If you are a resident of California, you have the following rights:

• The right to notice. You have the right to be notified which categories of Personal Information are being collected and the purposes for which the Personal Information is being used.
• The right to request. Under CCPA, you have the right to request specific pieces of personal information we have collected.
• The right to delete Personal Information. You have the right to request the deletion of Your Personal Information, subject to certain exceptions.
• The right not to be discriminated against. You have the right not to be discriminated against for exercising any of your consumer's rights.

Shine the Light Law.

You are permitted to request and obtain from us, once a year free of charge, information about the categories of Personal Information we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties which whom we have shared Personal Information in the immediately preceding calendar year. If you are a California resident and would like to submit a request, please submit the request in writing to the address provided below.

Security of your information

To help protect the privacy of data and personally identifiable information you transmit through use of this Site, we maintain physical, technical and administrative safeguards. We update and test our security technology on an ongoing basis. We restrict access to your personal data to those employees who need to know that information to provide benefits or services to you. In addition, we train our employees about the importance of confidentiality and maintaining the privacy and security of your information. We commit to taking appropriate disciplinary measures to enforce our employees' privacy responsibilities.

Data storage and retention

Your personal data is stored by Xfactor.io on its servers, and on the servers of the cloud-based database management services the Xfactor.io engages, located in the United States. Xfactor.io retains data for the duration of the customer’s or member’s business relationship with Xfactor.io and for a period of time thereafter to allow members to recover accounts if they decide to renew, to analyze the data for Xfactor.io’s own operations. For more information on where and how long your personal data is stored, and for more information on your rights of erasure and portability, please contact Xfactor.io at privacy@xfactor.io.

Questions, concerns or complaints

If you have questions, concerns, complaints, or would like to exercise your rights, please contact the

Xfactor.io at: privacy@xfactor.io
CONTACT: Compliance
PHYSICAL ADDRESS: 454 Las Gallinas Ave Ste 3027, San Rafael, CA 94903
EMAIL: Privacy@xfactor.io